One platform. All accounts. Anytime, anywhere.
From consumers to businesses, drive deposits and loans with a unified entryway for account origination.
Cotribute’s streamlined onboarding process speeds up customer acquisition with 5x faster rates and account openings completed in under 2 minutes.
With automated cross-selling capabilities, Cotribute empowers financial institutions to increase deposits, expand wallet share, and attract more customers.
Support over 45 financial products with intuitive, API-enabled workflows that adapt to your customers’ needs—anywhere, anytime, and on any device.
Eliminate manual bottlenecks by automating 85% of decision-making processes, from fraud detection to core system updates.
Cotribute integrates effortlessly with core banking systems, loan origination software, and digital platforms, ensuring smooth adoption and operational continuity.
Free staff from repetitive tasks so they can focus on delivering high-value customer experiences.
Leverage advanced fraud detection tools, real-time KYC and KYB checks, and liveness detection to minimize fraud risks while improving conversion rates.
Integrated data sources and configurable fraud rules ensure all processes meet the highest compliance standards, reducing errors and building trust with your customers.
Reduce application drop-off rates by 60% with secure, efficient, and customer-friendly onboarding flows.
Track and analyze every step of the customer journey with real-time data. Our platform empowers you to identify bottlenecks, optimize workflows, and enhance user experiences, ensuring your onboarding process operates at peak performance.
Leverage predictive analytics to stay ahead of customer needs and market trends. With instant access to actionable insights, your institution can proactively adjust strategies to improve approval rates, reduce drop-offs, and meet compliance goals.
Turn data into opportunities for growth. Our advanced analytics enable iterative refinements to your onboarding process, helping you drive measurable outcomes such as increased customer acquisition, reduced operational costs, and higher satisfaction rates.
See what our clients are saying about us.
We experienced a critical setback with another vendor who couldn’t deliver on their technology promises, and we turned to Cotribute to ask if they could help us launch an entire Online Account Opening (OAO) platform in 30 days – what!! They nailed it, not only did they meet our deadline for OAO, but they helped us launch their IDG platform in just 2 weeks from project initiation.
We were able to capture additional member deposits and saved our new strategic product release which had been working on for the past year. Cotribute was able to blend speed and professionalism under the tightest of deadlines. We couldn’t be more excited to ride this wave with our new strategic partner and look forward to scaling new heights together.
At Nutmeg, we envision a future where banking is not just a necessity but also a seamless part of our members’ lives. Through our strategic partnerships and the dedication of our cross-functional teams, we are breaking new ground in omnichannel service delivery, ensuring that every interaction is as meaningful as it is effortless. Our goal is to be more than just a financial institution; we aim to be a lifelong partner to our members, empowering them with the tools and support they need to achieve their financial dreams.
Selecting Cotribute as a strategic partner reflects our shared vision in achieving innovation and excellence. Our partnership has proven successful due to Cotribute’s cutting-edge technology and collaborative approach which have been instrumental in transforming our operations and enhancing our member services.
We know a one-size-fits-all digital business banking experience isn’t going to meet the unique needs of businesses in our community, and we are committed to providing the modern financial tools and services needed to be successful.
With Cotribute, we have the flexibility to select the capabilities we currently need, as well as the ability to adjust and configure the system to adapt to market changes. The streamlined applicant consent process combined with automated decisioning will be a game-changer for employees, enabling them to focus their time on building relationships with members instead of manually processing paperwork.
Cotribute has garnered significant recognition for its seamless integrations and ease of implementation and we’re looking forward to having them migrate our processes to a fully digital environment in a matter of weeks, which is unfounded in this industry.
Cotribute’s platform will enable us to provide a highly intuitive digital account opening process and loan origination process. Our members will now enjoy a more modern experience enabling us to compete with larger financial institutions in our community.
Their innovative growth platform helps us achieve our growth and operational efficiency goals by layering an exceptional member experience over our legacy and core systems. Cotribute’s best-in-class digital onboarding templates for loan and deposit products provide a “Chime like” experience for prospective and existing members and enable us to realize benefits in weeks
Cotribute came with a host of optimized templates that made it easy for our team to quickly list out the configuration changes we needed. With Cotribute, we’ve been able achieve up to 4X increases in engagement rates during the onboarding process.
See what other credit unions, industry leaders and press are saying about Cotribute